A course for individuals working, already out on disability or retired. As emergency and first responder professionals if you’re going to reach your financial goals & protect your family, you need to understand the financial world. What happens to your family income if you’re out on retirement or disability and you pass away? Protect your family, money, assets and your future. Learn what your tax return says about you and minimize your taxes. Understand the ABCs of estate planning., avoid probate and reduce estate taxes. Reduce your debt. Maximize your cash flow. Invest your money wisely.